better settlement

What We Do

A public adjuster is a state licensed insurance professional that specializes in managing every aspect of an insurance claim on behalf of the policyholder, claimant, or insured. 

Don’t know what to say to the insurance company?

  • When should you open a claim?

    How to explain what happened?

    Questions unanswered?
  • What to do if they send a very low payment?

    How to present a report of damages?

    What are my options if they do not want to pay more?


Licensed for 10 years and knowledgeable of the business! We make sure you have the best options available for you during the process. No question is too small or too big, we answer them all. Our diligence and knowledge reflects on the satisfaction our clients receive!


At Sketchtimates we run a business that takes pride in being ethical and socially responsible. Other companies end up cutting more than a few corners in the name of profit. If you dig deeper into those companies, you’ll probably find that honesty isn’t prized as an important characteristic. However, it’s nearly impossible for a business to build trust if honesty isn’t a guiding principle in how that company handles every aspect of its work process. Our honesty isn’t only about doing things the right way, it’s also about expressing the value we provide!


We prepare our own estimates for repairs using Xactimate. Xactimate is a software that most of the insurance companies use to prepare a report. (10 years of experience) We have been trained to acquire the knowledge and skills to quickly create accurate estimates using a variety of Xactimate tools. We have been taught the most efficient ways to set up, dimension, scope, and deliver professional estimates through our valuable hands-on training. 


With our experience, we make sure you get all of your questions are answered, you feel secure, confident and receive the best settlement. Our mission is to lead you step by step through the entire process.  If you’re not satisfied with your settlement, we will reopen your claim. Please make sure to call us before calling the insurance company so we can handle it from start to finish!


Let’s Get Started

1 Explained process in detail

2Evidence of damages collected

3 Paper work prep to present to the insurance company

We are here to assist you!

Do you really want to open a claim by yourself, when you’ve never dealt with an insurance company before?  Do you really think they are going to be fair?

Contact us and we will be there to assist you.  Sketchtimates Public Adjusters will inspect your property and work on your behalf to collect the maximum from the insurance company.  We guarantee you’ll be satisfied with our work to bring the house back to its pre-loss condition.


Client Satisfaction…

We strive to take care our clients! What ever the case we find ways to produce the best customer experience possible. All questions are answered and you don’t have to do it alone!

5/5 *****

I opened a claim myself with the insurance company and got a letter saying the claim did not exceed the deductible so no payment will be issued. I Hire Sketchtimates Public Adjusters and they got me $21,000 new monies.

5/5 *****

I got lots of damages after Hurricane Irma, I called my insurance company to inspect the damages and they sent a check for $1,500. I Called Sketchtimates to take a look of the claim and they got me another check for $31,000.

5/5 *****

I was very happy with Sketchimates PA Luis Delgado. He has excellent knowledge of water damage, mold, roof conditions and how the insurance claim process works. Luis reassured me and answered every question I had, he promptly returns calls and emails. Luis took away all my concerns of dealing with the insurance company. I felt he had my best interests at all times. I may have taken the $4,500 check for repairs the insurance company sent me early in the claim but he was able to settle a claim for $33,000. I felt I got what was rightly owed with my policy. I recommend Luis for any insurance claim you may have.

5/5 *****

After hurricane Irma my house got several roof leaks and had them repaired. After a year, I got more roof leaks and called Sketchtimates and they opened a claim. They got me a settlement of $135,000.

Let’s Get Started!